I went to the post office last night and emptied the jam-packed mailbox. Among the envelopes was one from the company my life insurance is with... containing a check!
Hmmm... life insurance companies are supposed to send a check when you die... did I miss something?
It
turned out that seven years ago, I split a policy into two separate
ones (a big term one and a small whole life one, for the curious), and
when they set up the new policy, reducing the value of the larger
existing policy, they forgot to reduce the corresponding monthly
premium.
So
for seven years, they were accidentally taking out a couple extra bucks
each month. They recently did an audit, and said "whoops!" So they
sent me a letter apologizing, with a check. And they didn't say anything
about me actually being dead. Whew.
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Thanks,